"Markets Hit All-Time Highs!" Says Advisor to Client Who Just Paid $6.47 for Gallon of Gas

Market Insights Newsletter Makes No Mention of Why Client Can't Afford to Retire Despite Portfolio Being 'up 12% year-to-date'

The advisor’s monthly newsletter, sent automatically at 8:00 AM on the first Tuesday of every month, arrived moments after the client finished pumping $127 worth of regular unleaded into a half-empty tank.